Legal Question in Credit and Debt Law in Pennsylvania
i got a call civil case being sued and he say i have been served told him i have not got served then he say there drop off in the mail box did not see ant thing there i know i own debt's out CREDIT CARD CHASE MANHATTAN BANK. he ask me to pay 8000,00
some i told hime i cant pay that he ask me how much can i pay i told me 250.00 month
for 10 thonth he say if i stop makeing the payment its like writeing a bad check i gave him my bank card i dont know if he was trying to scard me to put me in jail did i did
right thing ? he say we hd fine some thing in your contract. i just had a CREDIT CARD.
1 Answer from Attorneys
This may be a scam. Chase has not been suing any of my clients for a couple of years now. And lawsuits are not commenced by dropping something in the mail. Usually, an action is commenced by filing a summons and complaint. These are filed at the court or magistrate (if its in small claims) and then served by the sheriff.
I have a policy - anyone asks for money then they need to send verification first. No verification - then they do not get a penny.
No! Do not make any payment plans! Payment plans are usually a bad deal unless you have a lot of assets which might be at risk.
Why did you give this person your bank card??? Never ever give anyone especially a debt collector access to your banking information. First thing tomorrow, you had better run down to the bank and close your account immediately. It will not be enough just to close the card - the collector might be able to figure out the bank routing information and your checking account information somehow.
The rest of your post does not really make sense as to what happened. As I said, you must close your bank account and ATM car immediately. Once that is squared away, you need to speak to a consumer attorney or someone like me to figure out what is going on. i give free email consults and charge $50 for a 30 minute phone consult. Please email me at [email protected] if you would like some assistance.
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