Legal Question in Credit and Debt Law in Pennsylvania

Civil Action hearing notice

Plantiff (Assets Acceptance LLC) is trying to collect debt from 5 years a go. No account name , just account number. They never tried to reach me before and says they have in filing. % years ago after loss of job due to Heart. Sent letters to all and asked for help to lower payments and etc to get good credit. Only a few helped me. This place must be one they didn't?? Just had Heart Transplant and can't afford 7500.00. Just maybe small payments. What should I do when I go to hearing?


Asked on 6/11/08, 7:07 am

1 Answer from Attorneys
John Gibson John W. Gibson, Esquire

Re: Civil Action hearing notice

If you can afford an attorney it may be a good idea to take one with you. Typically you won't get charged much and the Statute of Limitations in Pennsylvania is 4 years. If you can't afford an attorney and go it alone, make sure they are not trying to use a "charge off" date to start the statute of limitations. The Statute of Limitations starts running on the first day that you could have been sued on the original obligation.

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Answered on 6/11/08, 1:31 pm


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