Legal Question in Credit and Debt Law in Pennsylvania

Collection Agency Fees

My student loan went to a collection agency. My income tax refund for the past two years went towards my debt. I want to know if I have to pay the collection agency fees, (which are ridiculous, almost more than my income tax refund.) Because I feel that I don't have to. Is there a law saying I do? If I baragain with them, do I need some sort of documentation, or is an oral agreement fine?


Asked on 10/21/05, 9:40 am

1 Answer from Attorneys
Mark Johns Mark Johns, Esquire

Re: Collection Agency Fees

Always get an agreement in writing. Generally you are on the hook for the fees unless they are negotiated away. I offer free consultations.

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Answered on 10/21/05, 11:55 am


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