Legal Question in Credit and Debt Law in Pennsylvania

Can a collection agency freeze your account without proper notification


Asked on 10/03/16, 2:46 pm

1 Answer from Attorneys
Greg Artim Morrow & Artim, P.C.

The only way that they can freeze an account is if they sue you and win a judgment. Presuming that they did enter a judgment, I would next presume that you didn't pay the judgment. Well, that is your notice that they are going to freeze an account, having an unpaid judgment.

Put another way, once they have a judgment that you don't pay, there is no "notice" requirement as the unpaid judgment is the notice.

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Answered on 10/04/16, 5:43 am


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