Legal Question in Credit and Debt Law in Pennsylvania

I have a collection company trying to collect a debt on a credit card my ex wife opened up in my name when I was overseas in the military. She had power of attorney. I asked them to send me a copy of the application and proof she provided power of attorney and they can not provide any documents. Am I liable or would my ex wife? If the creditor also gave her a credit card in my name and she did not give them the power of attorney document are they at fault as well?


Asked on 11/05/09, 11:32 am

1 Answer from Attorneys
Greg Artim Morrow & Artim, P.C.

Good move in asking for the documents. Rest assured, they do not have them, they almost never do. You need to dispute the debt if it is on your credit, and, if you are sued, you need to defend the case. A good consumer attorney should beat a collection agency about 90% of the time in Pennsylvania.

You potentially could end up with a claim against the original creditor if they did indeed allow your ex to open an account in your name.

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Answered on 11/10/09, 1:58 pm


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