Legal Question in Credit and Debt Law in Pennsylvania

Re: Collection Rights

You have several remedies. First you have rights under the Federal Debt and Collection Practices Act as well as under Pennsylvani Consumer Protedtion for Unfair Trade and Practices. These acts place limitation on what can and can not be done. Suggest you consult an attorney or Pennsylvani Department of Consumer Protection to get some help. You may be entitled to damages under those laws. However, your factual information must be reviewed by a competent individual in order to determine your correct remedies.