Legal Question in Credit and Debt Law in Pennsylvania

The short answer is no. Once a person has co-signed for a loan that co-signor is almost always held to the life of the loan.

A co-signor is actually the primary person responsible on the loan. It is on the co-signor's credit that a loan is extended to someone who otherwise would not qualify.

But as for student loans there is an exception, the student can attempt to consolidate their loans without a co-signor. Consolidating the loans pays off the original debts and starts a new debt with a lower fixed interest rate.

Place to start is with the lenders and see what they have to offer in the way of consolidation. Usually they already work with one of the major consolidators to offer this service.

Regards,

Roger