Legal Question in Credit and Debt Law in Pennsylvania

Can a credit card company put a hold on a bank account that I have with my boyfriend (he is the one they were trying to get the money from) if we are not married?


Asked on 10/07/11, 8:51 am

2 Answers from Attorneys

Matthew Nahrgang Nahrgang & Associates, P.C.

Yes.

As long as his name is on it, they can freeze it. Then, they can take the balance unless you file a 3rd party property claim.

What may make more sense and be a permanent solution, is to consider a bankruptcy for him, if he is eligible.

I am more than happy to discuss that matter with him on a free initial basis.

Read more
Answered on 10/07/11, 10:00 am

Yes they can. If they have already taken the funds, then it is going to be virtually impossible to get the funds back unless you are able to prove that the funds really belonged to you. What I suggest is that he take his name off of the account.

He needs to get an online bank account or debit card through WalMart, Ready debit or someone else, or else he needs to get a bank account out of state at a very small community bank (not Bank of America, Wells Fargo or one of the big mega-banks that are in multiple states).

Your boyfriend needs to think about how he is going to resolve his debt. If he has a lot of debts, perhaps bankruptcy is the answer. If he is going to go this route, then he needs to file before he marries you if he is thinking about marriage. In such case, contact Mr. Nahrgang or other local counsel as I do not file bankruptcy in Pennsylvania.

There are alternatives to bankruptcy, depending on his circumstances. I also give free consults via email. Please have him contact me at [email protected] if he is interested.

Read more
Answered on 10/07/11, 6:04 pm


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in Pennsylvania