Legal Question in Credit and Debt Law in Pennsylvania
Credit Card Debt
I am being sued for past credit card debts. Can my wife be held responsible for a judgment issued against me. She was not on the cards. We have no house, She has a car, 2 joint accounts and she has 1 by herself. We are retired and receive social secruity.
1 Answer from Attorneys
Re: Credit Card Debt
Although joint assets held for the entire marriage are protected against the creditors of just one spouse, they can initially seize bank accounts and schedule sales. The burden is on you to defend and object.
An easier route would be a Chapter 7 bankruptcy which would simply eliminate the debt entirely. You should speak with counsel right away to protect assets.
I trust this answers your question, but feel free to call or E-mail me on a free initial basis.
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