Legal Question in Credit and Debt Law in Pennsylvania

credit card debt

i'm working with a debt company that builds up my savings a month and when i get enough they will settle with the credit cards i have. i have not been paying on the credit cards. i'm from pennsylvania and have a mobile home loan on a rented lot can they put a lien on my mobile home? If they can will this affect the co signers credit as long as i'm paying the loan on time?


Asked on 9/20/07, 11:27 am

1 Answer from Attorneys
Roger Traversa Arjont Group (Law Office of Roger Traversa)

Re: credit card debt

You asked about working with a debt relief company.

Stop. Immediately go speak with an attorney. The debt relief company may be a scam that takes the money you "save" while you go into default on your debts.

Seriously. Today. Make an appointment with a consumer law attorney. You will probably need to recover your funds from the debt relief agency and then negotiate with your debtors.

As to your question, the debtors can obtain a judgment and then place a lien against secured assets and even seize unsecured non-exempt assets.

I hope you get the message, go see an attorney immediately.

Regards,

Roger

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Answered on 9/20/07, 1:53 pm


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