Legal Question in Credit and Debt Law in Pennsylvania

Credit Card Law Suit

I have been sued by a Credit Card Company for my debt to them. I cannot dispute the debt, although I did make them aware of my situation when my employer went out of business and I lost my job. I tried to offer smaller payments several times and they would not accept them. They simply continued to run up late fees and fees for being over the credit limit each month. What was a $2000 debt is now $5800 and I am being sued. My question is what will happen to me next, will they place a lien on my property until the debt is paid or can they garnish my wages, which are barely enough to keep up with my mortgage and household expenses. I cannot afford an Attorney and I did not receive this notice from the County Sherrif's office until it was already past the 20 day time limit to respond to it.


Asked on 10/16/04, 3:20 pm

1 Answer from Attorneys
Mark Johns Mark Johns, Esquire

Re: Credit Card Law Suit

You need to respond to the suit. The credit card company must give 10 days notice before seeking a default judgment. If you can't afford an attorney then go to your county's law library and look up the rules of civil procedure concerning answers. I offer free consultations. You may be at risk of losing property if you do not take action.

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Answered on 10/17/04, 11:55 am


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