Legal Question in Credit and Debt Law in Pennsylvania
credit card served notice
that they are sueing us... What do
we do? We filed Chapter 7 in 1998
and everything was discharged. Are
we eligible to file Chapter 13? If we
go to court by ourselves what do we
need to know? Can we do this? I
understand if we do not appear it
would look worse.
1 Answer from Attorneys
Re: credit card served notice
If the debt was incurred prior to your last case, it was discharged. If it was incurred after, it was not.
You cannot receive a Chapter 7 discharge if you have filed within the last 8 years. Your 1998 bankruptcy was clearly before that and you may be eligible to file another one. You should speak to bankruptcy counsel. I have handled numerous cases in your district so feel free to call or E-mail on a free initial basis.
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