Legal Question in Credit and Debt Law in Pennsylvania

credit card served notice

that they are sueing us... What do

we do? We filed Chapter 7 in 1998

and everything was discharged. Are

we eligible to file Chapter 13? If we

go to court by ourselves what do we

need to know? Can we do this? I

understand if we do not appear it

would look worse.


Asked on 10/09/07, 8:59 pm

1 Answer from Attorneys
Matthew Nahrgang Nahrgang & Associates, P.C.

Re: credit card served notice

If the debt was incurred prior to your last case, it was discharged. If it was incurred after, it was not.

You cannot receive a Chapter 7 discharge if you have filed within the last 8 years. Your 1998 bankruptcy was clearly before that and you may be eligible to file another one. You should speak to bankruptcy counsel. I have handled numerous cases in your district so feel free to call or E-mail on a free initial basis.

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Answered on 10/10/07, 5:48 pm


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