Legal Question in Credit and Debt Law in Pennsylvania
credit
i defaulted on a credit card about 5 years ago. i have recently been contacted by a collection agency threatening legal action. i want to know what legal obligation i have to pay the collection agency when the original company charged the account off and why that original company did not sue me.
Asked on 12/11/07, 9:15 pm
1 Answer from Attorneys
John Gibson
John W. Gibson, Esquire
Re: credit
It sounds to me like the debt is outside the statute of limitations. You may still get sued but you will have a defense. If the case is clear enough, you may have various counter-claims against the collection agency.
Answered on 12/15/07, 3:37 pm
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