Legal Question in Credit and Debt Law in Pennsylvania
on my credit report az des child support appears twice with two different ballances. Which lowers my credit score I only have one child living in AZ but two cases showing. How can I get one of these balances removed from my credit report
1 Answer from Attorneys
You don't indicate why there are 2 cites. Do you have only one child? Are you in arrears? Is it possible that you fell behind, got caught up and then fell behind again?
You could try disputing with each of the credit bureaus, but chances are that they will not do anything. My advice would be to contact the Arizona Child Support Enforcement office in the county where your child is located and see if it can be determined as to why there are 2 separate reports. It may be as simple as having them correct this if one was reported erroneously. The problem I have encountered is that the people who work in the bureaus are overwroked and underpaid and they often will not do anything unless you take them to court. But try this first as it will cost you nothing.
If they refuse to correct this, then the only option you have will be to get a local Arizona family lawyer who does child support and take this back to court to get your arrears straightened out. Once a court order is in place, the child support folks should report this correctly and you can provide a copy of the order to the credit bureaus so that they will correct the problem.