Legal Question in Credit and Debt Law in Pennsylvania
Can a daughter sign her mother's name as a co-signer on a auto loan without POA.
The mother consented, but is 84 and very forgetful. She does not understand all of the
legal obligations involved if the daughter doesn't make all of the payments on time.
1 Answer from Attorneys
Without a power of attorney, I do not believe that the daughter can sign her mother's name. If the mother is of sound mind, however, she can exercise a power of attorney for the daughter to make the contract for her. But since you mention that the mother doesn't understand the legal ramifications of the personal guaranty, honestly, I'm not sure she'd understand the power of attorney either.
Best of luck to you and them.
Cary B. Hall, Esquire
Law Offices of Cary B. Hall, L.L.C.
121 East Chestnut Street, Suite 205
Souderton, PA 18964
T: (267) 663-9995
F: (215) 525-4364
http://www.carybhall.com
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