Legal Question in Credit and Debt Law in Pennsylvania
Am I entitled a a detailed breakdown of costs when a default judgement was ordered against me in a civil trial. I have asked the attorney that filed the chages, but was provided with a general neeral breakdown. Initial debt was $1069 and I my bother died and I forgot to ask for a postponement of the hearing. Two years later the debt is $2507. I started paying but was to know exactly what the "legal" charges are. They told me $1069 initiat debt, $227 interest and rest legal. It's for a class I took at a college and thought my student aid covered, but the school returned the aid when I dropped.
1 Answer from Attorneys
At this point, it's irrelevant. There is a judgment against you, and that's your debt now. If you wanted a detailed breakdown (presumably to contest some of the add-on charges?), the time for that was before any judgment was entered. So, no -- you are not "entitled" to a breakdown now. There is no breakdown now; there's a judgment.
You may, however, be able to settle the judgment for less than the full amount if you can give the creditor a lump sum now. I say give it a shot. Best of luck to you.
Cary B. Hall, Esquire
Law Offices of Cary B. Hall, L.L.C.
121 East Chestnut Street, Suite 205
Souderton, PA 18964
T: (267) 663-9995
F: (215) 525-4364
http://www.carybhall.com
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