Legal Question in Credit and Debt Law in Pennsylvania

Girlfriend/Auto Loan

I had about a one year long relationship with a girlfriend, we went our seperate ways, In March of this year, she put a vehicle solely in her name, for my use, I have paid the payments from a joint checking account with my money, (she doesnt make enough to pay for it)I have since taken her off the bank account, although the checks have both names. My question is now that we have broken up, what is the best way to go about drawing up a contract for me to ensure I receive the vehicle title after all the payments are made? I want to keep the vehicle and continue paying the insurance and pmt. I have significant money paid in the car. She is willing to allow me to continue paying on it. If she doesnt allow me to pay on it and takes it, can she sue me later without a written contract saying I agreed to pay for it? The reason is because I am in CH 13 BK and could not get a loan on my own. I have equity in the car and dont want to sacrifice it, (about 3k)


Asked on 7/02/07, 1:50 am

1 Answer from Attorneys
John Gibson John W. Gibson, Esquire

Re: Girlfriend/Auto Loan

You should really talk to your bankruptcy attorney about this. There is usually no problem with obtaining credit while in a Chapter 13 to purchase a vehicle but you have to get the court's approval. The Chapter 13 Trustee may have some problems with this. You should explain what you were doing to your attorney and have him inform the trustee and the court of the situation.

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Answered on 7/06/07, 3:06 pm


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