Legal Question in Credit and Debt Law in Pennsylvania

My husband and I just went through the process of getting pre-qualified for a mortgage and when a credit report was run on my husband, it said he had a cable account that went to collections for over $800, even though it was in his name, he didn't know about the account. The cable company told us the address the account was active at for over 8 months. He recognized the address was an ex-friend of his that used to take advantage of him. The account started after they ended their friendship. This seems like fraud and identity theft. Should we file a police report to get his name/credit cleared?


Asked on 2/11/16, 1:42 pm

1 Answer from Attorneys
Rachel Hunter

Yes! Your husband will need a police report to send to the credit bureaus and creditor. Follow the steps at www.privacyrights.org. Fact sheets 17 and 17a. Here is the link: https://www.privacyrights.org/Privacy-Rights-Fact-Sheets

Financial identity fraud is a crime.

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Answered on 2/11/16, 7:49 pm


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