Legal Question in Credit and Debt Law in Pennsylvania

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To whom it may concern:

I paid a collection agency money

whom I feel I did not owe. I was

informed to contact the creditor's

trustee for example, ''Global Rated

Eligible Asset Trust'' , because the

original creditor went bankrupt and

the money I paid was sent to that

particular creditor. Recently, I

recieved a letter in the mail from a

bank by which they sold this

''account'' to the collection agency

after neglect of payment. The letter

stated that I must contact the

collection agency regarding this

payment. My question is who should

I contact, the ''bank''? if in fact all

monies paid were forwarded to the

bankrupt creditor or the ''collection

agency''? Incidentally, the bank I

recieved the letter from was not the

original bank of this so called credit

card I was supposed to have used,

maybe the old bank was bought by

this one. But I would like to be

certain that if they were bought then

the new bank would have collected

the money paid from the collection

agency. I could use some advice.

Thank you.

1 Answer from Attorneys

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