Legal Question in Credit and Debt Law in Pennsylvania
In Jan.2009 I started receiving calls on my cell phone from about 9 collection agencies. They are calling for someone I do not know and I informed all of them several times. I have had this cell number for about 10 years and this person is obviously using my number as their fake. The 1st & 2nd CA I sent a cease comm. letter CMRR, then when more began calling, I figured why should this cost me $60 to make them leave me alone, so I began faxing the c&d letter at $1 a pop and I still felt why should this cost me money and time. So I started emailing the c&d letter with email addresses posted on the CA's website and the BBB's website, all have complied except one CA. My question is, does an email count as informing them in writing since an email is a written instrument. I did email the letter to myself, so I have proof of the email and I put the letter in the body of the email, not as an attachment. They did stop calling for awhile immediately after the email.
1 Answer from Attorneys
There are some collection agencies who routinely ignore the law.
If you tell them to stop calling, that you're the wrong person and don't know the person, they have to stop. If they don't, they have violated the law. You may be able to recover money from them for this violation.
Feel free to email me, I practice in this area of the law statewide.
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