Legal Question in Credit and Debt Law in Pennsylvania
judgement, attachment, statue of limitations on credit card debt in state of pa.
if there are two names on a bank account non related, i get a judgement, i receive social security benefits direct depost. can a debt collectors attorney attach the account? also, if there is a rental house lease with two names on it non related individuals, how can the judgement be acted on for personal property? can a car in my name be taken? thankyou for your answer.
1 Answer from Attorneys
Re: judgement, attachment, statue of limitations on credit card debt in state of pa.
On the first question, I think the creditor is able to attach the account if it is joint, notwithstanding that social security deposits are going into it if he has a judgment against one of the holders. It is is not joint, then I think the creditor may not be able to get the social security deposits. This is a complicated area and you may get different results in different courts. As far as personal property, if the car is in the debtor's name it would be subject to attachment. As far as other non-exempt personal property, the person who is the non-debtor has to file a claim of exemption with the Sheriff's Office stating that it is their property and not the debtor's.