Legal Question in Credit and Debt Law in Pennsylvania

Re: Judgement

They would have had to notify you of hearings on the issue of the judgment in order for the court to have a judgment against you. You have to go to the court that issued the judgment (either the magistrate's office or the court, depending on who issued the judgment) and ask to see the file to see how they served you...what they are saying in terms of how you were notified of the suit.

If they did not serve you in the manner required by law, you MAY have the ability to get the judgment set aside.

If there is a valid judgment against you, they have a right, through Sheriff's sale, to execute the judgment by selling things that you own.

Re: Judgement

I agree with my colleague but would also suggest you speak with a local legal clinic.

There are options that you may pursue which could either remove the judgment, lower the payments to a level you can live with, or even get rid of the debt completely.

For example, bankruptcy would likely get rid of that debt and all others and would provide protection for a vehicle (up to a certain value) and most household possessions. You can go to the library and read some of the self help legal guides to get a better picture of how bankruptcy could help in your situation.

Regards,

Roger

A silly federal law requires that when I provide a consumer information about bankruptcy that I disclose that I am acting as a debt relief agency.