Legal Question in Credit and Debt Law in Pennsylvania
Judgement and liens??
Can a credit card company or collection agency enter a judgement or lien on real property that is jointly owned by husband and wife if the debt is only in the wifes name.
Asked on 4/30/07, 8:28 am
2 Answers from Attorneys
John Gibson
John W. Gibson, Esquire
Re: Judgement and liens??
I wanted to clarify my last answer a bit.
In Pennsylvania a property held as a tenant by the entirety is not subject to process by a creditor holding a claim as against one tenant. It is not considered an "asset" of the debtor. However, it would be a lien against any other property of the debtor.
Answered on 5/01/07, 12:30 pm
John Gibson
John W. Gibson, Esquire
Re: Judgement and liens??
Yes. If the credit card company may obtain a judgment against the wife alone and I believe that would be a judicial lien attaching to the property.
Answered on 4/30/07, 11:01 am
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