Legal Question in Credit and Debt Law in Pennsylvania

Judgment

I recently had a judgment put against me by a credit card company for the amount of $10,000. I own nothing, my home is in foreclosure, I have a loan on my car and have no checking or savings accounts and I am currently unemployed.

My question is what do I need to do to eliminate this judgment and how long does it take to clear my credit?

I asked the credit card attorney for accounting ledgers under Pa. Civil Discovery laws and to date all they provided me were the statements.


Asked on 9/03/07, 6:06 pm

1 Answer from Attorneys
Roger Traversa Arjont Group (Law Office of Roger Traversa)

Re: Judgment

You asked about ridding yourself of a pesky judgment.

Judgments don't go away. They stay around for years unless paid. they eventually expire but can easily be renewed by whoever is the holder.

Once a debt has gone to judgment there are only two ways to get out from under it. Pay it off or have it discharged in bankruptcy.

Regards,

Roger

Read more
Answered on 9/04/07, 6:23 pm


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