Legal Question in Credit and Debt Law in Pennsylvania
lawsuit
i have power of attorney for my mother, who i recently enrolled in a debt management program. however, one of her creditors is suing her for the amount owed. would i be better off filing bankruptcy for her and can i do that as her power of attorney or should i answer the complaint and wait for the judgment or should i try to come up with some funds and settle with the creditor. please help.
1 Answer from Attorneys
Re: lawsuit
The answer to this question will largely depend on three things: (1) the amount of debt that your mother has, (2) the nature of the debts, and (3) the value of her various assets. Of course, there are many other factors that I would need to consider, but I would start with those questions.
Your power of attorney MIGHT be broad enough to allow you to file bankruptcy on your mother's behalf.
Whether you should answer the complaint and/or try to settle with the creditor would depend on whether bankruptcy was an appropriate solution.
For general information on bankruptcy, you could call our free recorded information line which might answer some of your other questions. The number is (800) 839-7601. If you have other questions, don't hesitate to give me a call.