Legal Question in Credit and Debt Law in Pennsylvania
I have a levy on my bank account for non payment of a debt, however 2weeks before the levy was lace I had made a payment to creditor does this help me in lifting the levy?
1 Answer from Attorneys
It depends. If you made a deal with the creditor's law firm and got it in writing and made a payment pursuant to the agreement or stipulation that was signed by the law firm and you, then yes. The law firm should not have levied on your account.
If you foolishly made a payment to the creditor, did not tell the law firm who obtained a judgment, then the answer is no, you will not get the levy lifted unless the funds in the account were from Social Security or some other exempt source.
You should do now what you should have done when you were first sued and ignored the judgment - you should seek legal counsel.
Pennsylvania has a law that exempts $300 or less in any one bank account. If you were smart, you would stop all direct deposits and auto drafts from the levied account. You would keep less than $300 in this account. You would open an online account or out of state account or go on a cash only basis.
You need also to think about hnow you will resolve the judgment.