Legal Question in Credit and Debt Law in Pennsylvania

Minors and Credit Cards

I have heard before that minors do not have to repay credit card debt if they signed the contract before they were 18. Where can I read the actual law that says this or is this just false?


Asked on 6/28/07, 9:32 am

2 Answers from Attorneys
Charles A. Pascal, Jr. Law Office of Charles A. Pascal, Jr.

Re: Minors and Credit Cards

What age was the person when the debt was incurred?

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Answered on 6/28/07, 10:51 am
John Gibson John W. Gibson, Esquire

Re: Minors and Credit Cards

Pankas v. Bell, 413 Pa. 494

"Of course, it is hornbook law that, generally, save as to necessaries, the contract of a minor is voidable ( O'Leary Estate, 352 Pa. 254, 256, [**314] 42 A.2d 624)."

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Answered on 6/28/07, 2:29 pm


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