Legal Question in Credit and Debt Law in Pennsylvania

I would say you should get in contact with http://www.sadeklaw.com they are best to help you...

I am not sure why the previous attorney pointed you to a bankruptcy firm, that doesn't make sense.

Yes, you can bring a claim against the mortgage company if you can prove your allegations. There is a law called the Fair Credit Reporting Act and it covers your very situation. You can bring a claim against the company, and the best part about it is that it is free. If you hire a consumer firm, whether its my firm or another, the mortgage company would have to pay the attorney fees. Feel free to contact my office for a free, no obligation consultation, or, please do contact another consumer attorney.