Legal Question in Credit and Debt Law in Pennsylvania

notice to defend in a civil suit

I am being sued in court over a credit card debt which has now been sold to a collection agency. the collection agency is suing me for about 21,000. My accout with the original bank was opened many years ago. someone made charges on it, I contacted the police several years ago when this happened. I also written to the bank..Nothing happened..Now i'm being sued and need to respond w/in 20 days. Should i respond to the attorney first and explain and if i do, what should i ask of him? To withdrawl because of fraud? I want this to go away..I don't believe they can win and also in the suit, they just sent verification that they own this debt..not validation. I can't believe they are suing me around xmas..sheesh..Please help, if possible....thanks...


Asked on 12/21/07, 6:27 pm

2 Answers from Attorneys
Roger Traversa Arjont Group (Law Office of Roger Traversa)

Re: notice to defend in a civil suit

You asked about suit in a creditor collection matter.

You must hire an attorney immediately. This matter will not go away on its own and your failure to make certain claims in a timely or proper manner may affect your ability to avoid the debt, or judgment.

Take a look at the Fair Debt Collection Practices Act, but more importantly, hire an attorney immediately.

Regards,

Roger

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Answered on 12/23/07, 11:36 am
Glenn Brown Real World Law, P.C.

Re: notice to defend in a civil suit

Listen to Roger, unless you want to face a potential $21000 judgment against you alone.

good luck to you.

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Answered on 12/23/07, 10:10 pm


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