Legal Question in Credit and Debt Law in Pennsylvania

I have an ongoing contract dispute. I believe the bank breeched a credit card contract in Nov. 2004. After nearly a year of trying to resolve the issue, I was told by the bank tht they have the right to make me make a payment for the rest of my life and that's what they intend to do. I notified them in writing and on the telephone that until this issue was resolved, I would no longer make a payment. My last payment was made in July 2006. I am now in the process of being taken to civil court in front of arbitration. I don't believe in arbitration as it is well known that 94-99% of the time it is found in the bank's favor. Question 1: To file a motion to dismiss, where would I find the necessary forms and how do I go about this? Question 2: If it is dismissed from arbitration, what is the next step that the bank will take?


Asked on 8/16/09, 3:54 am

1 Answer from Attorneys
Greg Artim Morrow & Artim, P.C.

This case is probably not in the Arbitration that you think it is. In Pennsylvania, and judging by your zip code, in Allegheny County, all claims under $25000 must be filed in the Arbitration division of the Court of Common Pleas. This isnt the scam Arbitration that you have heard of, its real court.

The "fake" court is typically the NAF court. If your case is there then yes you will lose.

Regarding your questions, I don't believe that you are going to find forms anywhere. You need to hire or at least consult with a consumer attorney.

Regarding question 2, if it is dismissed from "real" Arbitration, the case is over.

Read more
Answered on 8/21/09, 9:02 am


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in Pennsylvania