Legal Question in Credit and Debt Law in Pennsylvania

What are you doing if you never changed the deed? If you did not change the deed, then you did not sell the home.

Can you take the home back? It depends. I would need to see exactly what kind of written agreement you entered into. Since your name is on the deed, I really don't think its a question of taking your home back, but if the person who pretended to buy it is actually living in it, then you are going to have to bring an action against the person for summary ejectment. If the home is in Pennsylvania, then seek out a real estate attorney in the county where the land is located.

If the home is mortgaged, then you could not have "sold" the home without violating the due on sale clause. I hope that you did not convey it to some scam artist who promised to pay the bills and did not do so. The bills are coming to you because you are still liable for the home (mortgage and so forth). You may be able to sue the person for breach of his agreement with you as well, but if he is a scammer, he might be long gone.

There is no way to know so that is why you need to immediately pay for a consultation with a real estate litigation attorney.