Legal Question in Credit and Debt Law in Pennsylvania

Re: not paying credit cards

In PA, they cannot garnish wages, but they can get a judgment against you, freeze accounts, sell belongings, etc.

Are you getting calls from credit card companies or collection agencies? Make a list of the time and date of all calls, and write down who you talked to and what they said. If they are collection agencies, if they violate the law--become abusive, make threats, call you too early or too late in the day, etc., you may have an action against them.

If you wish to discuss this further, please don't hesitate to contact me via email. Depending on your situation, who you're dealing with, and the behavior of the collectors, you may have several options.