Legal Question in Credit and Debt Law in Pennsylvania
Penna laws on placing a lien on property
My xhusband has been gone for 13 years. I have a property settlement stating I am not responsible for his bills. His name is still on the deed but we are joint tenants of the occupancy. He took out a non collateral loan in his name only without my knowledge or consent. He has defaulted on the loan. Now a lawyer is calling me threatening to take a lien against the property. I was told they can not do this since my name was not on the loan. It would have to be in my name for them to take a lien against the property which is in both names. Please advise me on this. Can I file a complaint against him for fraud? He used my property address as his. He has never changed his address on his drivers license....I have proof he has been our of household for 12 years.
1 Answer from Attorneys
Re: Penna laws on placing a lien on property
Hire an attorney. The court maybe able to force the sale of the property to pay any judgment against your ex or at least put a lien on the property for the amount owed. The reason is because your ex is legally an owner of the property in question. However, you would get your share of the proceeds from the sale.
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