Legal Question in Credit and Debt Law in Pennsylvania

I have a pension loan with a Company that changes its name more than I change shoes. I believe right now they are known as Future Income Payments, LLC. Last month they were going by the name Pensions and Annuities, LLC. I am late with my payment. After almost two years I am questioning the really high interest rate and some other practices that don't feel right to me. I wanted to send them a check but they insist that I call them with a debit card. I told them I would send them a cashier's check and they wouldn't take that or a money order. I was getting many many calls from them every day until I wrote and told them to stop, that it was against the FCRA regulations. I am in bankruptcy and have no credit cards. My whole pay is garnished for the bankruptcy. I receive a pension payment as does my husband and he also receives social security. I don't think this company will be able to garnish my pension or my husband's social security and I don't have any wages left to garnish. What I really would like to know is why they won't take a check and why I can't seem to get any information on the actual interest amount I'm paying.

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