Legal Question in Credit and Debt Law in Pennsylvania

Statute of limitations is a legal defense to a court action. It does not apply to judgments. Judgments last forever. For enforcement purposes, judgments can be enforced for 5 years against real property unless revived and 20 years against personal property.

If you had no accounts with Discover, the time for raising that issue was when you were first sued years ago. Why didn't you? Too late now.

I would need to see documents and the court docketing statement. I don't follow your post about date stamps. That only tells me when things were filed - that may or may not be when the documents were entered though. As I said, judgments can be revived after 5 years. If more than 5 years elapses, kit does not render the judgment invalid. It only means that if there were other judgments entered, the judgment that was not timely revived would lose its status in terms of priority.

You need to think about how you are planning on resolving this - either by paying, settling or filing bankruptcy. I suggest that you see local counsel who handles defense of credit card debt, pay him or her to review your file and go over the options of what you can do. If you don't want to file bankruptcy and don't have the funds, chances are you may be judgment proof. If so, then try and save up money so that you will be in a position to resolve this debt at some point.

Your analysis is incorrect in every aspect. Judgments can be enforced for 20 years. The revival aspect has to do with positioning amongst other judgment creditors. Statute of limitations applies to the amount of time that the creditor has to sue you. You should have defended the case when it was brought .