Legal Question in Credit and Debt Law in Pennsylvania

I recently received a judgement against me for a credit card from 5 years ago. I live in PA so I know my wages can be garnished. However, will I be notified if my bank account is garnished? Or would that be done without my knowing?


Asked on 2/03/10, 11:08 am

1 Answer from Attorneys
Charles A. Pascal, Jr. Law Office of Charles A. Pascal, Jr.

Your wages cannot be garnished in PA. What do you mean you "received" a judgment. Judgments can only be ordered after they sue you and you either don't respond or you lose in court.

If the credit card is from 5 years ago, you may have had a valid defense, as the statute of limitations is 4 years in PA. So, if you didn't respond, you should have.

Once they execute the judgment, they can seize the bank account.

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Answered on 2/08/10, 12:34 pm


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