Legal Question in Credit and Debt Law in Pennsylvania

I recently received a notice in the mail stating my wages were going to be garnished, however the company trying to garnish my wages falsified some of the information to get the court order to begin the garnishment, and more so I was not aware of the court hearing in order to receive a fair trial. What do I do and how do I approach this situation to dispute the wrongful garnishment?


Asked on 12/15/15, 11:27 pm

2 Answers from Attorneys

Greg Artim Morrow & Artim, P.C.

You need to have a consumer attorney review your matter. This isn't something that someone should handle themselves and it isn't something where a simple response can be posted online. There are too many variables.

Read more
Answered on 12/16/15, 3:49 am

There is no wage garnishment in Pennsylvania except for very limited situations (child support, back rent owed to landlords, student loans and a few other things). You state no relevant information here. Who is garnishing? For what? Was there court action? When was judgment entered?

I agree with Attorney Artim. You need a lawyer. And quickly. If there was court action, I would go to the court and get a copy of everything in the file. To dispute a garnishment, you would probably have to get the judgment vacated/opened if a judgment has been entered if there was no notice as you claim. Which would be impossible if there is a judgment because you have to be served with a complaint. Sometimes people will be served at prior addresses and will not get notice but it will be necessary to review the court file to find out.

Another possibility is not that the information was falsified as you claim but simply that the creditor has the wrong person. I have seen situations where the wrong person was identified because they had the same or similar name to my client.

Again, make a copy of your court file if any (a garnishment order would have been served on your employer with notice to you so you should know some of the details which well tell you identity of the creditor to allow you to get the court case) and go see Attorney Arttim or another attoerney who practices in the county where any judgment was entered.

Read more
Answered on 12/16/15, 10:12 am


Related Questions & Answers

More Credit, Debt and Collections Law questions and answers in Pennsylvania