Legal Question in Credit and Debt Law in Pennsylvania

Shoudl I pay the bill for account in court case?

Fraudulent charges were made to my credit card account recently, and I reported them and the person I discovered made them to the police. I have had a prelim, but it will be a while before my actual court date. Meanwhile, the credit card company does not accept that I am fighting the charges and want me to pay for them. They've rejected the disputes I have filed and the letter I sent explaining what is happening, and they have replied they will not do anything and continue to accrue interest and threaten me about filing bad credit against me. I was told not to pay the bill because my claim in court would be rejected, so I have not. Is this true? I'm not sure what to do, should I pay the bill, or the minimum due?


Asked on 5/11/07, 9:50 am

2 Answers from Attorneys
John Gibson John W. Gibson, Esquire

Re: Shoudl I pay the bill for account in court case?

I'm a bit puzzled by your question. It indicates that you have had a Preliminary Hearing. If you mean that the person who you reported had a Preliminary Hearing and was held for court, then that person will likely be ordered to pay restitution and you will recover the amount that you've paid to the credit card company from them. In the meantime, you may want to pay to keep the interest rate from going up and to avoid damage to your own credit, if you can afford to pay it.

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Answered on 5/11/07, 1:28 pm
Charles A. Pascal, Jr. Law Office of Charles A. Pascal, Jr.

Re: Shoudl I pay the bill for account in court case?

Your claim in court will not be rejected on the basis that you paid the debt to the credit card company. You should send the credit card company a copy of the police report, as well as proof that the charges are proceeding. You should probably keep your account current in order to avoid any additional charges, increased interest rate, late fees, etc., and damage to your credit if the credit card company won't stop collection while it is in court.

The other person WILL NOT be responsible for the late fees, etc., if you don't pay, because THEY did not run them up.

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Answered on 5/19/07, 11:53 pm


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