Legal Question in Credit and Debt Law in Pennsylvania
sue transinion
I am getting bullied by transunion credit burea i live in ny state can i sue transunion if their office is in another state in small claims court
3 Answers from Attorneys
Re: sue transinion
Yes, as they also operate here in NY.
Re: sue transinion
Why small claims court? Under the Federal Debt Collection Act you can sue them in State or Federal Court. Depending on whether and to what extreme they have violated the act, you may receive damages and attorney fees.
Re: sue transinion
Credit bureaus are not collection agencies, so I'm not sure how they're "bullying" you. But there's nothing to sue them for in small claims court. Small claims court is for small money claims.
You would have to sue them in state or federal court for violation of the fair credit act. You did not indicate what they're doing, but if it's a violation of the act, then you can get damages and attorney's fees.
You can sue them in any state, as they operate in every state.