Legal Question in Credit and Debt Law in Pennsylvania
Is it true that a debt collection company is not allowed to threaten a lawsuit when they are not following through with it? I was threatened that I was going to be served papers by a process server and they even went so far as to confirm a location near my work to have the papers served and was told if the delivery failed a uniformed officer would then come to my work location only to have them offer me a settlement. They also called my employer and told them that they would be asking for employment verification and never followed through with it.
1 Answer from Attorneys
yes, these may be violations of the FDCPA. You may have the ability to file a claim against the collector.
Under the FDCPA, you are entitled to recovery of your reasonable attorney fees. In that regard, any consumer attorney/law firm, whether its my office or another, will not charge you anything to pursue such a case.