Legal Question in Credit and Debt Law in Pennsylvania

unsecured judgment on credit report

I was convicted of a DUI last Feruary and ordered to, among other things, pay a fine of $1044 to Allegheny County. I had a year to pay the bill (It was referred to as a ''bill'') and had it paid within three months, which is more than timely. I recently received a copy of my Equifax Credit Report and saw that Allegheny County placed a ''filed judgment'' on my credit report for the amount of $1044. According to the Prothonotary's office, it was placed there because I owed them money; however, I was paying as agreed and do not see how this is accurate reporting. The judgment was not secured and from what I understand, it should not have been reported to Equifax since it was merely filed and not secured.

Can you please help me?


Asked on 3/12/02, 7:55 pm

2 Answers from Attorneys
Stanley Fudor Law Offices of Stanley Fudor

Re: unsecured judgment on credit report

Judgments secured or unsecured may be reported on credit reports

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Answered on 3/12/02, 9:13 pm
Brandon Barnett Brandon J. Barnett Attorney At Law

Re: unsecured judgment on credit report

If the issue is a fine, I am not sure why it was reported as a judgement, I think you have a strong argument against this being recorded as a judgement. If you paid the fine as agreed I would fight to get it removed. Unsecured judgements can be on the record for 20 years.

Brandon Barnett

www.youresquire.net

412-916-1677

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Answered on 3/12/02, 10:08 pm


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