Legal Question in Credit and Debt Law in Pennsylvania

There is no wage garnishment in PA for most debts. Exceptions are things like child support, back rent owed to a landlord, tax debts (owed to state or IRS), student loan debt and a few other things.

In most cases that I am aware, you would get some kind of notice (for federal student loans, for example, you get notice before they garnish). In other cases, the creditor must first get a judgment against you before they can garnish your wages and you would definitely have notice of the lawsuit, assuming the creditor serves you at the correct address.

Why don't you repost with more facts or email me privately with the details at rachelforjustice@hotmail,com so I can give you a better answer.