Legal Question in Credit and Debt Law in Pennsylvania

what can I do?

four years ago, I cosigned a car loan for an (now) ex-boyfriend. I was informed today, by mail sent to my parents home, that the car was repossesed in January and reported to a credit agency in April and that I, as a cosigner, owe $4,000. We kept in contact semi-regularly during those years. Each time I spoke with him, he told me things with the car were ''fine'' and the last time we spoke, in about April, he told me he sold the car.

I was not contacted in time because it appears my name

was misspelled on the loan paperwork, and I believe my social security number may also have been off a few digits. My question is, as a co-signer, what legal recourse do I have against this person (small claims court?)?


Asked on 6/15/05, 8:23 pm

1 Answer from Attorneys
Mark Johns Mark Johns, Esquire

Re: what can I do?

You have a couple of options. You can pay the debt and sue the ex-boyfriend under a subrogaion theory. You can also dispute the debt. Either way you should contact an attorney to discuss your case in greater detail.

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Answered on 6/16/05, 2:07 am


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