Legal Question in Civil Litigation in Pennsylvania
I have been contacted by a debt collector saying they represent a payday loan that I took out and didn't fully repay. They are demanding payment or threatening to sue. The problem is I don't know if these are legit or not. I asked them to send something in writing, but they have refused. Im not sure what to do.
Asked on 11/13/15, 8:44 am
2 Answers from Attorneys
John Davidson
Law Office of John A. Davidson
Under the FDCPA you're entitled to a proof of debt. Feel free to give me a call.
{John}
Answered on 11/13/15, 9:12 am
Greg Artim
Morrow & Artim, P.C.
If they won't send something in writing, they are not legitimate. DO NOT PAY them. Even if they were "legit", payday loans are illegal in PA . They will not sue you.
Answered on 11/13/15, 9:18 am