Legal Question in Civil Litigation in Pennsylvania

I have been contacted by a debt collector saying they represent a payday loan that I took out and didn't fully repay. They are demanding payment or threatening to sue. The problem is I don't know if these are legit or not. I asked them to send something in writing, but they have refused. Im not sure what to do.


Asked on 11/13/15, 8:44 am

2 Answers from Attorneys

John Davidson Law Office of John A. Davidson

Under the FDCPA you're entitled to a proof of debt. Feel free to give me a call.

{John}

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Answered on 11/13/15, 9:12 am
Greg Artim Morrow & Artim, P.C.

If they won't send something in writing, they are not legitimate. DO NOT PAY them. Even if they were "legit", payday loans are illegal in PA . They will not sue you.

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Answered on 11/13/15, 9:18 am


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