Legal Question in Civil Litigation in Pennsylvania

Insurance claimed must be made before civil action

I am being sued in a class action suit by the neighbor of the mother of a boy whom we had in our care gratis due to the illness of his former guardian, the care was to be for a long weekend and we did not at the time know the location of the mother. Not until we were pressed to change schools, which was already 5 mos. later,for the boy because of residency did we need or seek to have a notarized guardianship, I finally located the mother. seen his family It was our desire to reestablish relationship and continue to discern what might be in everyone's best interest. I took him for two visits, one in March and one in April, and then in May ask if she would take him for a day, Sat. 2:00 P.M. thru Sun. 6:00, Mem. Day weekend. While visiting the mother, she let him unsupervised and he rode a sister's bike crashing it into a parked van. The vehicle was damaged and she tried to get me to accept responsibility for the liability. I said no. So the neighbors are filing suit against both of us. I understand through a friend that in PA. It is unlawful to file a suit for damages until a claim has first been made through insurance. Is this so? Where could I find this law written?

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