Legal Question in Civil Litigation in Pennsylvania

Re: Scammed by car dealership

It depends on what you signed (or agreed verbally). If the entire agreement was for your son to trade in the jeap and pay them $680, then his finance doesn't seem to be part of anything, and the dealer can't suddenly make it an issue.

If, instead, the $680 was merely a downpayment and he does have a continuing obligation, and the contract you signed gives the dealer the right to demand a cosigner if they can't find their own financing, then it is possible they could demand the cosigner or call the deal off.

Unless you signed a particularly onerous agreement (which could be so bad it'd be illegal [also known as "unconscionable"]), they certainly can't cancel the sale and also refuse to refund him anything.

Make the dealer show you exactly where your son agreed to let them demand a cosigner after the deal was signed, and make them show you where your son agreed to forfeit his trade-in and payment if he couldn't find one. If you don't see it in there, don't take their word for it. They can't just make this stuff up afterwards.