Legal Question in Insurance Law in Pennsylvania

Accident with a person who does not have insurance

I had an accident with lady who does not have insurance policy, my policy just has liability coverage. The lady has not paid her insurance premium so her policy is cancelled. My car is totalled. She is in PA and I reside in NJ. Can I sue her?


Asked on 12/20/02, 3:12 pm

2 Answers from Attorneys

Scott Diamond DIAMONDLAWYER

Re: Accident with a person who does not have insurance

you can sue her, you just may not be able to collect. If you were injured, you may have an uninsured motorist claim against your own company.

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Answered on 12/20/02, 3:42 pm
David L. Bargeron Unemployment Help Center

Re: Accident with a person who does not have insurance

You most assuredly can file a suit for your damages and injuries. If the accident occurred in Pa. you automatically have full tort rights. (this means you can recover non-economic damages such as pain and suffering without regard to the severity of your injuries).

I have represent individuals in your situation and would very much be interested in discussing this matter with you. Please contact me directly.

David L. Bargeron

[email protected]

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Answered on 12/22/02, 11:28 pm


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