Legal Question in Insurance Law in Pennsylvania

Auto Accident

My family and I were traveling in Pennsylvania, when a 18 wheeler truck struck us from behind. The driver failed to slow down in a construction area. My insurance company has told me that they will not pay for repairs but will total the vehicle. The amount of money that my insurance company wants to give me will not cover the cost of the car and the major repairs that I had done to my car, nor will it be enough to get a decent replacemtnt vehicle. I will come out on the losing end. What should I do? I don't live in PA, but was there traveling. I am a resident of TX. My wife may need to get medically checked out and since the accident, my neck has been bothering me. It seems unfair that I'll suffer a financial loss. What they are offering isn't going to cover the money lost. What are my options?


Asked on 6/15/05, 11:23 am

3 Answers from Attorneys
Mark Johns Mark Johns, Esquire

Re: Auto Accident

You have a very good case for pain and suffering. A rear end accident in PA is 100% the fault of the striking vehicle unless one of a couple extraordinary things happened. Your Physician may presribe a regimen of physical therapy. Following medial advice is important.

I offer free consultations.

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Answered on 6/15/05, 12:49 pm
Edith Pearce The Pearce Law Firm, P.C.

Re: Auto Accident

You should consult an attorney. I worked as an attorney for an insurance company and defense firm for about ten years before starting The Pearce Law Firm, which represents injured victims like yourself. It is important to hire an attorney who has inside knowledge of insurance practices. Many times an attorney can help negotiate a higher value for your vehicle, rather than just accepting the insurance carrier's "blue book value." Also, there appears to be a claim for pain and suffering. I would encourage you to treat for your injured neck if it is causing symptoms. Many times insurance companies will argue that you were not hurt because you did not treat. Please feel free to call me for a free consultation. My office number is 215-557-8686. My website is www.thepearcelawfirm.com.

Edith Pearce

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Answered on 6/15/05, 2:29 pm
Richard Teitell Richard K. Teitell, Esquire, P.C.

Re: Auto Accident

1. Car damage- it is sometimes possible to obtain more than the book value on your car. An attorney may be able to negotiate this for you, as part of handling a bodily injury claim.

2. Bodily injury claim- You & your wife have a very good claim for your injuries. It is very important that, if you are injured, to obtain prompt medical treament. I have over 25 years experience handling auto accident injury claims. I would be glad to review your claim with you. There is no attorney fee charges for a consultation. And there is no attorney fee unless we obtain money for you. Please review my website, www.teitelllaw.com, or feel free to call me at 610-668-6424. Good luck!!

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Answered on 6/15/05, 5:48 pm


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